If you need to get a payday loan you of course want to get it direct from a lender without any brokers or agents. Usually all direct payday lenders don’t offer payday loans directly to the final customers and prefer to work with brokers who do search for clients and take a defined commission for this work. But there are lenders offering direct payday loans, that means they do the whole process by themselves and have smaller commissions and lower interest rates for you to repay.